About the Journal :
The Journal of Human Development and Education for Specialized Research is an academic journal issued by the Malaysian Institute of Science and Development. The aim of this journal is to disseminate serious studies based on theoretical and field research, and to promote multidisciplinary studies in human development, management and education for specialized research and become a leading journal in human development and education in the world. The Journal also aims at publishing theoretical and applied researches in the fields of human development and education for specialized research such as human resources management, business administration, communication sciences, development studies, economic sciences, education sciences, history, industrial relations, media sciences, psychology, Public administration, religious studies and others.
Dr. layla ben torkia
Dr. chamama bouteraa
ABSTRACT :
Commercial banks play a vital role in economic life by granting loans to those who have a financial deficit in order to support their activities in exchange for pledges of restitution with interest payments. However, sometimes the borrower may fall into a deficit that threatens the return of such funds, as the bank finds itself in real trouble to return such funds taken by that borrower where the bank's reputation is threatened, as well as some other risks by ensuring that the borrower can repay the loans.
Keywords: banks, banking operations, bank loans, bank risks, Algeria, the Corona pandemic.