About the Journal :
The Journal of Human Development and Education for Specialized Research is an academic journal issued by the Malaysian Institute of Science and Development. The aim of this journal is to disseminate serious studies based on theoretical and field research, and to promote multidisciplinary studies in human development, management and education for specialized research and become a leading journal in human development and education in the world. The Journal also aims at publishing theoretical and applied researches in the fields of human development and education for specialized research such as human resources management, business administration, communication sciences, development studies, economic sciences, education sciences, history, industrial relations, media sciences, psychology, Public administration, religious studies and others.
Dhurgham Mohammed Abdwahab
Ibrahim Baraka Hammadi
The article systematizes the history of the formation of Islamic banking, formulates and proposes an interpretation of this concept, and also structures the main types of services provided by Islamic financial institutions.
The result of the analysis of the external environment was the conclusion that due to the accumulation of significant liquidity by the countries of the Middle East and the need to diversify national investment portfolios, V 2020 G. concentration assets, located governed by Islamic banks, exceeded amount V 1.7 trillion Doll. USA, What provides They play a significant role in the global financial system.
Together With those carried out domestic socio-demographic analysis demonstrates What more 10 million Human, professing Islam, Not have access To Islamic banking products. Based on this, the author of the work identified the fundamental factors due to which V Russian Federation none credit organizations in the market niche under consideration.
The result of the work was the presentation of banking products and services that can be adapted under principles Islamic banking V Russia, A Also presented general recommendations for their development.